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Property Taxes

Property Taxes

The 2021 Budget has been passed by the Council of South-West Oxford. The tax levy requirement to be raised in accordance with By-law 64-2020 is $5,529,287.

Payment of Property Taxes

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Pay taxes online by Credit Card, PayPal or Interac eTransfer

Visit PaySimply, our secure third party payment provider, to pay online with any major credit card (Visa, MC, Amex), PayPal or Interac eTransfer. Please allow 3 business days for processing.  A convenience fee will be applied to cover payment handling and processing charges.

Pay taxes in person by Debit Card or Cash at Canada Post

Visit PaySimply, our secure third party payment provider, to generate a QR code to take with you to Canada Post with your payment. Please allow 3 business days for processing. A convenience fee will be applied to cover payment handling and processing charges. 

Additional Tax Payment Options

Payments can be made by telephone or internet banking, by mail, in person at our office (8:30 am – 4:30 pm Monday through Friday) or in our after-hours drop box. Payments may also be made at the TD Canada Trust in the branches of Ingersoll, Tillsonburg and Woodstock on or before the due dates. Telephone and Internet Banking are implemented for your convenience at TD Canada Trust, CIBC, Bank of Montreal, Royal Bank of Canada and Bank of Nova Scotia. Your tax roll number is your account number to key in for payment. Ratepayers are welcome to apply this payment method on a regular basis or as frequently as you wish for better budget purposes.

Payments made in person can be made by cash, cheque or debit. Please make cheques payable to The Township of South-West Oxford, and RETURN TAX PAYMENT STUB WITH PAYMENT. If a receipt is required, return the tax bill without detaching the stubs. Please pay on or before the due dates to avoid penalty.

The municipality also offers a Pre-Authorized Payment Plan (PAP), details and the application form can be found at the bottom of this page.

Late payments will be subject to a penalty of 1.25% on the first day of each calendar month following a due date and each calendar month thereafter.

Municipal Taxes

Your taxes provide the following services:

  • Road plowing and sanding
  • General government services
  • Fire protection services
  • Protective inspections
  • Street Lighting
  • Animal Control
  • Recreation facilities
  • Parks and open spaces
  • Road maintenance, signage
  • Planning and Zoning services
  • Municipal drains, tile drain loans
  • Policing services

Taxes Rates:

Property taxes collected by the municipality include rates for the upper tier, the lower tier, and for education. 
For more information about your property tax rate:
2021 Tax Rates

Calculation of Property Taxes

Interim Billing: Interim Tax Bills are based on your prior year’s taxes. Interim billings are calculated as 50% of the prior’s year’s annualized total tax billing spread out over the 2 payments.

Final Billing: Final Tax Bills are calculated as follows:

  • Assessment x Property Tax Rate = Total Property Taxes for the Year
  • Final Billing ** = Total Taxes – Interim Billing (this is split over the final 2 payment dates)

** Please note that Commercial, Industrial and Multi-Residential Taxes are subject to Property Taxes cont’d capping calculations.
** Final Billings will also include any area-rating and local improvement charges for the full year.

Property Tax Assessment

All properties in Ontario are assessed by the Municipal Property Assessment Corporation (MPAC), using current market valuation. MPAC is an independent, not-for-profit corporation funded by all Ontario municipalities whose role is to accurately value and classify all properties in Ontario according to the Assessment Act and regulations established by the Ontario Government. Properties are assessed every four years and assessment values are phased in over a four year period. For information about changes to your property assessment, click here.

Tax Dollar Allocation

Tax Due Dates

Installments Residential, Farm, Commercial & Industrial
1st Friday, February 26, 2021
2nd Friday, May 28, 2021
3rd  Friday, August 27, 2021
4th  Friday, October 29, 2021

Municipal Contacts

Township of South-West Oxford

Located in South Western Ontario, in the South West section of Oxford County and serves as a regional centre for industry, commerce and recreation.

The Township oversees 87,588 acres with a population of 7,544 and we have Canada’s busiest highway in our front yard! With a rich agricultural heritage, please stop by and enjoy our diverse Township. 

The Township’s mission is be "a leader in the development and delivery of municipal services for the growth and well being of our community"

Contact Us

312915 Dereham Line
Mt. Elgin, On N0J 1N0
Hours: Monday – Friday 
8:30 am to 4:30 pm
Phone: 519-877-2702 / 519-485-0477
Fax: 519-485-2932

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